Hello,
I received a summons stating that I was being sued by Palisades Collections for an old Providian CC that I had back in 2001. The summons was sent via Regular Mail with no return address to a place I lived almost three years ago. It was only by chance that I ran into my old roommate and he told me it was there for me.
The amount is over $1500 and was originally given to Wolpoff and Abramson who, I guess sold it to Palisades.
My questions are:
1. Shouldn't this have been sent Certified or someway to prove that I received it?
2. If the SOL in California is 2 - 4 years, depending on the type of account, is this out of date?
3. Do they have the right to collect such a debt?
4. How should I respond or, should I?
I received a summons stating that I was being sued by Palisades Collections for an old Providian CC that I had back in 2001. The summons was sent via Regular Mail with no return address to a place I lived almost three years ago. It was only by chance that I ran into my old roommate and he told me it was there for me.
The amount is over $1500 and was originally given to Wolpoff and Abramson who, I guess sold it to Palisades.
My questions are:
1. Shouldn't this have been sent Certified or someway to prove that I received it?
2. If the SOL in California is 2 - 4 years, depending on the type of account, is this out of date?
3. Do they have the right to collect such a debt?
4. How should I respond or, should I?