uniblonder
New Member
I have a student loan that is approximately 24K. It has been in collections for years. I now am in the position to pay it off in full, but there are an additional 16K in "fees" and "interest" (approx 8K each). Can I negotiate this amount down? And am I able to do this on my own or must I hire a professional (lawyer or otherwise) to do this...or will they deal with me? Do I just call them and offer a settlement? I guess I should add that this originally was a Sallie Mae loan.