Mom passed away Aug. 3rd. She had a will and I submitted it to the surrogates office of Atlantic County, NJ. My question is: How do we handle her debts? There isn't enough money in her estate to cover them. However she willed her 5 acre parcel of land to her husband of 2 yrs, my sister, and myself. She also had life insurance policies with beneficiaries. My sister and I are the excutrixes, also the only beneficiaries of her 401k. Are we suposed to use this money to pay the debts?