themathlady
New Member
Yesterday I received a letter from City National Bank in San Diego stating they had "purchased" my hospital debt and has opened a revolving loan to cover the debt. Along with the letter was my first bill of $20. I have a brain tumor and I have had many medical expenses. I had a MRI at the hospital and my insurance paid all but $650 dollars. I have been sending the hospital a minimum of $50 the last four months and the debt balance is now $425. Today I received a letter from the hospital's parent company stating they had "retained the servicesof City National Bank to provide patient financing arrangements." I know the debt is not great but as an educator who is now on disability and not receiving a monthly income $50 a month is all I can pay at the time. What concerns me is that no notice was provided to me before this letter. Also as someone who has her identiy stolen, costing me $4,000 to settle the case and delaying the purchase of my home by 5 months, it is alarming that a "revolving loan" was applied for and opened in my name without my permission. I would prefer to continue paying the hospital directly. Is this legal? Can the hospital apply for a loan in my behalf?