Robert olohan
New Member
- Jurisdiction
- Delaware
My father passed in December of 2018. Since then my sister and I are the administrators of my fathers estate. My father's friend is on the title as "joint sole survivor" which we understand the friend immediately is the sole surviving owner of the house. That's not the issue.
The issue is the loan through pennymac is only in my father's name and we want his name off of the loan. If his friend needs to refinance or sell the house in order to do that, that's on the friend. Pennymac in the meantime has been sharing private documents with the friend which we believe is violating the privacy act. We have shared the county signed documentation with pennymac showing we are the administrators and we explained the friend does not have any legal right over the estate and that this friend needs to be taken off of the loan however its required. To date pennymac has done nothing to force the friend into putting the loan in her name.
1. Is pennymac in violation by sharing our fathers loan information with the friend especially since she has no legal right as she isnt the administrator of the estate?
2. As administrators does my sister and I have a right to say we want out father's loan to terminate? There is no reason why the friend cant refinance under her own name if she wants to keep the house.
3. We are putting a letter in writing outlining all of the issues and timeline we have had with pennymac and sharing it with pennymac's legal department. The letter will request a timeline of actions pennymac plans to take in order to terminate my fathers loan and transition the new loan under the friend.
4. If pennymac does not provide a timeline of actions and continues to ignore the administrators of the estate, do we legally have any case against pennymac?
Thank you in advance for your time and help!
The issue is the loan through pennymac is only in my father's name and we want his name off of the loan. If his friend needs to refinance or sell the house in order to do that, that's on the friend. Pennymac in the meantime has been sharing private documents with the friend which we believe is violating the privacy act. We have shared the county signed documentation with pennymac showing we are the administrators and we explained the friend does not have any legal right over the estate and that this friend needs to be taken off of the loan however its required. To date pennymac has done nothing to force the friend into putting the loan in her name.
1. Is pennymac in violation by sharing our fathers loan information with the friend especially since she has no legal right as she isnt the administrator of the estate?
2. As administrators does my sister and I have a right to say we want out father's loan to terminate? There is no reason why the friend cant refinance under her own name if she wants to keep the house.
3. We are putting a letter in writing outlining all of the issues and timeline we have had with pennymac and sharing it with pennymac's legal department. The letter will request a timeline of actions pennymac plans to take in order to terminate my fathers loan and transition the new loan under the friend.
4. If pennymac does not provide a timeline of actions and continues to ignore the administrators of the estate, do we legally have any case against pennymac?
Thank you in advance for your time and help!