- Jurisdiction
- South Carolina
I have posted about a week ago regarding an old Verzon wireless bill. It was suggested that I make sure it completely goes off my reporr if i do pay the $800 settlement amount. When i did call the ORIGINAL collection agency (Pinbacle), they said this was gonna be removed from my score anyway b/c its been 7 yrs. Nothing has happened on acct. since 2011. I did dispute about 1 yr ago and have only spoke to the current collections agency (Tate & Kirlin) about what COULD BE affordable if i did confirm this was actually my debt & did in fact, start making payments but HAVE NOT agreed to pay anything. I have not yet confirmed this was my account and told them that i would call back after getting more info. Thing is, they said the settlement amount was only good for this month. My final question is: since it is going off my credit report next yr. & b/c i haven't agreed to any payments, should I just not pay anything at this point and if/when they happen to get a judgement against me, I would most likely be able to raise an SOL defense.
Again, your feedback has been VERY much appreciated.
Again, your feedback has been VERY much appreciated.