collection

I have a question please regarding credit card debt in New Jersey. I am in the initial stages of filing for divorce in Ocean County, NJ. I recently accessed my credit report and found credit cards on my report, that I never applied for or ever made any purchase on. I'm positive these cards...

My check was garnished but the garnishment was paid in full after the second paycheck. They have now continued to take the garnishment even though it has been paid in full. I contacted them the first time they took the money after it was paid in full and they said they would stop the garnishment...

I defaulted on a credit card and I need to respond to the following Complaint: Statement of Damages Complaint: Plaintiff, Name Hidden Plaintiff (NHP), complaining of the Defendant, Name Hidden Defendant (NHD), hereby alleges as follows: 1. Plaintiff is a Limited Liability Company...

Greetings! I had a bill for ER visit -- I had a face injury after an incident on my bike, they had to put stitches on my lip. Just to make it clear, it wasn't a multi-hour whole face surgery, not at all. They billed insurance for some absolutely unreasonable amount, the insurance allowed a...

I was contacted today by a "debt mitigation" company regarding a Providian CC account we last paid on in 2012. The rep told me something about the contract including a tolling option that extends the SOL by 15 years. I have not been able to find anything saying the SOL could be extended by...

Many people don't realize that debts that have been challenged in court and judgments issued to a plaintiff can be enforced in another state. For example, if a debtor lived in New York state and lost a judgment in civil court to a plaintiff, the plaintiff can file or "perfect" the judgment in...

Briefly: a year ago I was sick with Coronavirus on Thanksgiving. Next day on Friday, went to the only open Urgent care. It used to be previously in network. Turned out, it wasn't in network any longer, and insurance didn't cover it. Long story, the urgent care didn't send me any bills till much...

I have a question about whether a quasi legal internet scam company, probably based in India, but with an "office" in NY state would actually be able to issue a debt collection against me. Details: I was phished by this company a couple months ago. They posed as the customer service of a well...

My Mother received a collection letter from a law firm representing a plumber. It states that my Stepfather had the plumbers come out and do some work and didn't play the bill. So as of December 2020 they owe a little over $800. A little background. My Stepfather got sick in March of 2021...

I inherited my father's antique gun collection in 2010. I am 81 years of age. My son was arrested and charged with charges in 2019. In 2019 without advising me of my rights and without a warrant, the Los Gatos Police Department knocked on my door and said that they wanted to take my collection...

Hello, i am being sued for roughly $4000 for a credit card I defaulted on in late 2017. I have become disabled since then and cannot work and have zero income. I am married and my wife has a job but she will not pay this debt and she isn’t responsible for it. I do have about $6,000 in my...