Oh yeah as for your question of how they get your employer Info they could have obtained it through the credit bearau or through your SSN , the banks or other various ways. And before they try to garnish your wages they have to send you something in writing saying they are going to do so. And...
You do not have to give them your checkig account information and by law they have to accept whatever payment they get and apply that to your account.As longt as you are paying something then they cant do a thing about it. Also they cant keep calling your employer the law only allows them to...
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Also I would do all the research you can on all these laws and check the laws in your state and then throw that in thier faces. If you know your stuff then it scares them a little bit. When I get home Ill try to find that phone number to that information hotline...
Send any amount you can in as long as you send something in there isnt anything they can do about it. what alot of people dont know is that the banks HAVE TO accept they payments they recieve by law and if they recieve any kind of payment it has to go toward the debt incurred. They cannot harass...
about the debt collection
They cant refuse to take your payments then turn around and try to collect on them. If they refuse to take your payments then they have to send you a written letter explaining why they wont and it has to be a valad reason ie: insufficent funds in account paying from or...