Back in August of 2004, my lease ended and I left under the assumption that I was going to get my security deposit back. About a week later I went to the office of the housing complex asking for it but they told me that I wasn't going to be getting any of it back because of supposed damages (I didn't do anything). However, on the day that i turned in my keys, they did not do a walk through of the place or even mention it, and being ignorant of the situation, I thought that our "business" was concluded. Being a poor hapless college student, I didn't have a resources to hire a lawyer so I considered my $600 security deposit lost and I moved on.
More than a year later (14+ months) my parents (they cosigned lease) received a letter from a debt collection agency stating that we owed them money (supposed debt to housing complex), and in addition, the collection agency tacked on additional "fees". This was the first time I ever heard about it. Luckily, my parents had a friend who was a lawyer and he sent them a letter from his firm contesting the debt. We haven't received any more notices but we still get calls from various debt collectors now and then.
Unless I'm mistaken, the statute of limitations for debts in NY is 6 years from date of default. My question is, When exact is the date of default in this case? Is it the last time I payed rent or is it when the sent the letter?
More than a year later (14+ months) my parents (they cosigned lease) received a letter from a debt collection agency stating that we owed them money (supposed debt to housing complex), and in addition, the collection agency tacked on additional "fees". This was the first time I ever heard about it. Luckily, my parents had a friend who was a lawyer and he sent them a letter from his firm contesting the debt. We haven't received any more notices but we still get calls from various debt collectors now and then.
Unless I'm mistaken, the statute of limitations for debts in NY is 6 years from date of default. My question is, When exact is the date of default in this case? Is it the last time I payed rent or is it when the sent the letter?