Im 19 i live in ohio and have no insurance i hit a guy who was driving under suspended license he had no insurane. I got cited for a stop sign v he got cited for driving under suspended license. I got a letter on 8/22/08 saying if i dont sign a paper in 10 days stating i didnt have insurane they are prepared to take me to trail for $25,000. I have no money and my car was totaled i have no home i have nothing what should i do. My email is yaboyktadaj05@yahoo.com Thank you