meahmiller
New Member
my husband who was secondary on my discover card ran up my bill over the limit. i had that card for years and was a good customer. he did this right before he went into the hospital and being diagnosed as bipolar. well i don't work and he recently got a demotion(major) at work. he went from make 150K a year to around 60K. i can't pay this and i recieved a notice of judgement. everyone told me to do nothing. well i didn't now i have a lien on my name. yesterday i was served with papers to go to court. i'm assuming its called a debt summons. well we are behind on every single bill we pay. i have extra stuff like dsl and satellite but they are all under contract and if i don't pay them they will draft almost 1000 out of my checking account. my husband only clears $3500 a month. we pay $400 for medical insurance and $1131.11 in medicine copays a month. i have so much debt at the moment there is no way i can pay on this. when my husband gets paid we actually don't get any money. it goes into our checking account and the bank takes the whole thing plus some to pay our loans. my question is what is going to happen? i can't get a loan cause of now bad credit. we have huge medical bills(bipolar son & husband)(multiple psych hospital stays). we also can't refinance our house because of the 2 hurricanes that we just had. no one is writing mortgages in louisiana.
like i said what is going to happen? also what can i expect in court?
like i said what is going to happen? also what can i expect in court?