Alice Aforethought
New Member
- Jurisdiction
- Texas
Husband was hit by uninsured motorist who was ruled 100% at fault. We have comprehensive, collision, uninsured and rental car coverage. Somewhat minor damage resulting in under $4000 estimate, so got the rental, but body shop didn't finish car until after 42 days. Husband called Allstate and they said we can claim the extra 12 days under uninsured as long as the body shop notifies them, but I worry they will refuse. If they don't, would I succeed in a small claims case against the body shop or the insurance company?
I don't have faith in Uninsured since they are putting the car damage under Collision which has a $500 deductible instead of our uninsured coverage which has a $250 deductible. The last time my husband was hit by an uninsured at fault motorist (2 years ago) we only had to pay the uninsured deductible, but it was another company USAA.
I don't have faith in Uninsured since they are putting the car damage under Collision which has a $500 deductible instead of our uninsured coverage which has a $250 deductible. The last time my husband was hit by an uninsured at fault motorist (2 years ago) we only had to pay the uninsured deductible, but it was another company USAA.