Personal Bankruptcy What to do at court hearing

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almagrande

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I'm filing Chapter 7.

I received an objection to discharge from an attorney stating that she represents bank "X". She says I charged a credit card from "X" into the 90 days limit before the BK filing.

And says it was luxurious items and cash advances, and that I made fraud.

I responded with a motion to dismiss objection to discharge that
*I don't know any bank "X".
*Bank "X" must be in possession of the original note to be entitled to make a claim.
*I didn't make any luxury purchases in that period in any card.
*I didn't make any cash advances in that period in any card.

We have now a hearing in 3 weeks from now.

I have proof all of that was for business expenses: Photos, gifts cards, an expensive business seminar, phone services, internet, which with all of this we thought to earn more money to pay back all of our debts.

My question is: is that OK to call the attorney and say this? Because she thinks everythign was a personal expense as luxury. I'm afraid that she may take that info to her advantage.

I don't know.

Additionally, the note was signed with bank "Y" one year before. (I didn't state that in the motion)

Any thoughts?

Thanks
 
Sounds to me like you got caught.
 
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