- Jurisdiction
- New Jersey
A few weeks ago we bought a Samsung Galaxy S8+ on a financing plan through Sprint. We puchased the phone at a Target store, which conducted an instant credit check. Our credit is in the toilet, but to our surprise they told us we were approved with a down payment if about $600 (including a trade-in of our old phone). Well, to our shock, yesterday we received a letter saying our "application" was denied based on our credit. We were already told when we made the purchase that it was a done deal, and we had no inkling there was still a pending application. Is this even legal? So now we want to pay off the remainder of our phone and return to our old carrier, but Sprint is saying we'll have to wait up to 72 hours to have the phone unlocked. We don't trust them after what they already pulled. If they take our money then refuse to give us the unlock code, will we have any recourse?