what do I do?

[Timmy06]

I had a van that i financed back 2-3 years ago. I paid on the van for a long period of time. my wife and i run into problems so we told the finance company to take it back. a few months later we recieved a letter in the mail saying that they sold the vehicle for $3000.00 and that we owed the remainder balance of $3000.00. along with that they knocked 1500.00 off top of that to get to a reasonable payoff. i looked up my credit report and it showed a remaining balance of $1500.00. I called recently to set up a payment plan and they tell me i still owe them $6000.00. I am very confused when my credit report shows different! they are telling me that my credit report is wrong and that i have to pay the $6000.00. And on top of that the letter they sent me has dissapeared! Very concerned wanting to clear my debt. any advice would be greatly appreciated!!

 

[seniorjudge]

I'll bet if you offered them $3000 (that is to say: $3000, not promises) they would call it even.

Try that.

 

[Timmy06]

so would that be my only option even with my credit report showing 1500.00?