What actions can i take?

[lilteelaw22]

Heres the deal. Last Tuesday coming home from school a (non-insured/no license) woman struck the front end of my car causing close to $6K in damages. She was clearly at fault said the officer (b/c she ran the stop sign at the intersection she struck my vehicle) . I had to file an insurance claim with my insurance (Farmers). I want to know what actions can i take towards the woman who hit me. Can she pay my deductible also i would like to take her to court but im afraid that wouldnt really help (time consuming). How can i settle outside of court with her. Im a college student in houston, texas and i need whatever i can get. please help
p.s-this is my first claim and accident! (Im 21)

 

[seniorjudge]

Let your insurance company handle this.

You can sue her for the damages.

But make sure you get guidance from your own carrier.

 

[lilteelaw22]

they told me i can have her pay my deductible but my question is i want to get this on paper so how would i type it up? also i have renatl coverage for my policy stating the insurance company will pay up to $25.00 per day for up to $750.00 max. and the car i have is 23.99 per day but with taxes comes out to close to $30.00 so i'll have to pay that difference; Can i have her pay this difference charge as well?

 

[seniorjudge]

they told me i can have her pay my deductible but my question is i want to get this on paper so how would i type it up?

Who is they?

What did your insurance carrier say about this?

You can sue her for a million dollars if you wish...just make sure your insurance carrier agrees with your actions ... pay attention here ... IN WRITING!!!

 

[lilteelaw22]

"they" is my insurance company (Farmers) said it'll be okay if the lady who struck me did in fact pay my deductible which is 500 dollars.