Wage garnished from a 1998 car that was surendered

[afrench]

My wages have just been garnished by a attorney on a car loan that is from 1998. He bought the debt of $ 2132.82 and is charging me $3920.19 in interest, fees and costs. My check is garnished for $ 6744.56. This car was voluntarily surrendered. Is this legal?

 

[mightymoose]

Yep.
If you owe the debt and he legally purchased the debt, then he can collect on it.
He can't garnish your wages without a judges order... sounds like you missed a court date. Had you shown up to court you could have argued the statute of limitations and avoided this mess.

Contact the court and get a copy of the judgment filed against you. You should be able to obtain documents that show how you were legally served notice of a hearing. If you were never served or not properly served then you may be able to do something.... maybe.