My wife , before I met Her, was 16 years old when she was forced by her mother to sign a school loan contract. For 9 yrs every tax season she has been harrassed by debt collectors saying that they are going to GARNISH our tax check, This year they are finally Garnishing it We are both on probation, getting behind on payments we were going to use the refund to pay our costs off so we can get an early termination of probation not to mention our childrens needs, Apparently, because we are married, They are allowed to take my refund which they are doing. Is this allowed and if not how can I stop these actions.. This isn't fair to my children or myself I had nothing to do with it