I had just bought a truck from a friend about a month ago and am making payments on it so the title is still in his name, while driving home yesterday another driver ran a stop sign across the highway and i hit him at 60 mph, my truck is completely trashed the whole driver side front end is bashed in and the airbag went off the other auto is fine i only hit hit tail gate and ripped it off. the insurance for my truck was still covered under my friends policy but i couldn't find the card in the glove box, i was shaken up the card was in my wallet, i got a citation for not having it, but i had it, the other driver openly admitted to the highway patrol that he ran the stop sign, after i got home my adrenaline started wereing off and i started to feel pain, i went to the doctor and got some xrays everything is fine the doc said it was normal to hurt as i braced myself before impact, my question is, it is my car but the title is not in my name, it is insured but im not on the policy, i did get all the other drivers info, what should i do, or how do i file a claim this is my first accedent (and hopefully my last) or can i file a claim