Title

[Unregistered]

Can a credit card company garnish my car for a judgement against me?

 

[army judge]

Can a credit card company garnish my car for a judgement against me?

The fact that you owe a debt doesn't give the holder of that debt the right to attach or levy your property or wages.

In order for any levying to be done against your stuff, a judgment must first be obtained.

That means you would first need to be sued in court and have lost.

Wages can be levied against.

A car is often exempt from levies to satisfy a judgment.

To claim an exemption, you must motion the court within 14 days of the seizure.

This explanation is offered by a court in Idaho.

http://www.the3rdjudicialdistrict.com/Small_Claim_Pl_Collect.htm

Here is another:

http://www.adaweb.net/Portals/0/CAO/documents/Collecting On Your Small Claims Judgment.pdf

One more article about judgments in Idaho:

http://www.judgmentenforcementagency.net/Idaho_Judgment_Enforcement.html

 

[disagreeable]

The following are exempt:

http://www.legislature.idaho.gov/idstat/Title11/T11CH6SECT11-603.htm

http://www.legislature.idaho.gov/idstat/Title11/T11CH6SECT11-604.htm

A motor vehicle is exempt to a value of $7000.

http://www.legislature.idaho.gov/idstat/Title11/T11CH6SECT11-605.htm