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Statute of limitations Other Debt

Discussion in 'Other Debt, Collection, Garnishment' started by zb24601, Apr 7, 2016.

  1. zb24601

    zb24601 Law Topic Starter Guest

    What is the statute of limitations for debt in Virginia?
  2. army judge

    army judge Super Moderator

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    Statute of limitations allow a certain amount of time after which a lawsuit may no longer be filed and a collector may no longer collect against a debt from a consumer.

    Virginia sets a time period during which an account remains open, and no payment is made on the account, a collector has a statute of limitations of 3 years from the date of last payment or last charge for goods or services rendered on the account to file suit against a consumer.

    If a debt is based on a written contract (non-Uniform Commercial Code) the statute of limitation period is 5 years.

    Domestic judgments, or those obtained in a Virginia court of law have a collection period of 10 years and may be extended for a long as 20 years.

    While foreign judgments, or any judgments of a court where the debt did not originally occur, also have a collection period of 10 years but may not be renewed or extended.

    Hope that answers your question.

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