I have a family member who is in foreclosure in Ohio. They have been on and off since 2006.They have received urban development assistance twice, have modified I think 3 times and yet again are waiting for the summary judgment. They think they have found the "fix all". They have found someone and paid them $900 to draw up paperwork on the grounds that it is illegal to foreclose on a property in the state of Ohio more than 3 times. They think that since this is the forth time total they will get to keep their house and not pay anything while this sits in the courts forever. I'm afraid they have been scammed and are not looking not planning on having to move. Is this real or a scam?