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SOL in NY Business Debt, Collections

Discussion in 'Other Debt, Collection, Garnishment' started by Lvnlife71, May 5, 2017.

  1. Lvnlife71

    Lvnlife71 Law Topic Starter Guest

    New York
    I am just trying to find out if there is a statute of limitations in NY for. Debt collector to get a judgement against you? My debt is over 6 years old
  2. army judge

    army judge Super Moderator

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    A NY licensed attorney explains the debt SOL in NY state.
    NY Statute of Limitations on Debt Could be 3 Years not 6
  3. adjusterjack

    adjusterjack Super Moderator

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    The "debt" may be over 6 years old but when was the "default."

    The default date is generally after when the last payment was made on time and the next payment became due and was not paid.

    What was that date?

    If it's more than 6 years from that date then a lawsuit is time barred but if you get sued you cannot ignore it and you have to raise the SOL as an affirmative defense.

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