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Rear ended, fracture to neck c7

Discussion in 'Auto Accidents, Injuries' started by Corey_hurts, Jul 20, 2019.

  1. Corey_hurts

    Corey_hurts Law Topic Starter New Member

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    Jurisdiction:
    Minnesota
    Alright, so July 9th I was stopped for a train with arms down. 2 vehicles were ahead of me & I was rear ended by a distracted driver & pushed 4 ft into the car in front of me. My insurance waived my deductible as I was not at fault.

    I had a ct scan done and found out yesterday that I have a c7 compression fracture in my neck. And was told by family & friends to seek out an attorney. I have missed 5 work days & still have a lingering pain in my neck.

    I have never had neck problems before nor do I have anything on my medical record saying so either. 20190709_174212.jpg 20190720_141718.jpg

    How would it be best to proceed?
     
  2. PayrollHRGuy

    PayrollHRGuy Active Member

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    Your friends and family are correct.

    Have you filed any sort of claim with the driver of the car that hit you insurance?
     
  3. Corey_hurts

    Corey_hurts Law Topic Starter New Member

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    Yes the car is in the shop. Iv been in contact with their insurance along with mine. Have already received 3 days worth of lost wages & a $9k check to give the auto body shop.

    Just found out about my neck & it got me worried as I'm an electrician in the construction trade.
     
  4. Corey_hurts

    Corey_hurts Law Topic Starter New Member

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    And I had left messages with three different attorneys today as they are all closed until Monday.

    Just wanted more opinions on the matter.
     
    Last edited: Jul 20, 2019
  5. PayrollHRGuy

    PayrollHRGuy Active Member

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    Have you signed anything from the insurance company for those lost wage and $9k?
     
  6. Corey_hurts

    Corey_hurts Law Topic Starter New Member

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    No I have not, my policy includes 85% of lost wages up to 3 days without a doctor's note. And i have done nothing but speak to people over the phone as they have no local representative's
     
  7. PayrollHRGuy

    PayrollHRGuy Active Member

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    Who is providing the $9k check for the shop?

    Do not sign anything unless you have it reviewed by a lawyer.
     
  8. Corey_hurts

    Corey_hurts Law Topic Starter New Member

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    Minnesota is a no fault state so my insurance covers everything up to a percentage and then they go after the others from my understanding.

    So my insurance sent me the check for everything so far.
     
  9. PayrollHRGuy

    PayrollHRGuy Active Member

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    I believe MN is no fault for personal injury only. And it is limited to $20K for medical and $20k for none medical PI.

    I am willing to bet right now you will blow right through the $20K limit.

    You might want to read this newspaper story while you wait to talk to a lawyer next week.

    Your Money: What I didn't know about auto insurance until an accident
     
    Last edited: Jul 20, 2019
  10. KatDini

    KatDini Well-Known Member

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    What did your adjuster say when you contacted him about your neck pain?
     
  11. Corey_hurts2

    Corey_hurts2 New Member

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    Had to make a new account only 5 posts allowed per 24 hours.... anyways They gave me a claim # to use and told me to get checked out as soon as possible and if I end up paying anything, to just save any paperwork or receipts and I would be reimbursed. MetLife has been nothing but friendly and helpful so far. Even went as far as giving me the third days lost wages even though i didn't work said day. as I only work 4 days a week and it happend on a Tuesday. Said they will treat it as if I worked a 5 day week.
    Hadn't brought up the fracture yet as I just found out last night.

    And thanks hrguy for the news article. Was rather informative.
     

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