Private companies allowed to dictate financial choices? Washington

Ordinarily, yes.

But, in this case, I suspect you took out an individual policy that's available only to individuals and not to businesses.

I would have to see the policy and the application to make sure but if that was the case, then the insurance company did have the right to refuse your payments and cancel the policy if you did not meet its underwriting requirements.

If you want to run your medical insurance through your LLC, that's entirely up to you but you have to find a medical insurance company that has a product designed for businesses.

 

I don't believe it is an underwriting issue, since they told me the government "recommended" that they don't take payments from certain parties, one being someone's own business. However, I have always purchased an individual plan, before and after Affordable Care Act, and every company, even the exchange itself has taken payment from the business account. So why is this year's individual plans suddenly being treated differently?

 

Perhaps that's a question best posed to your elected federal officials, the bureaucrats that operate the exchange that sells those "so called policies", or your state department that regulates health care insurance.

I'm sure you'll eventually receive some sort of response. Send those letters off today, citizen.

 

Different company, maybe. Different underwriting rules. It happens. As I noted earlier, without seeing the policy and the application, all you've got is rampant speculation so there's really no point in kicking the dead horse.