After going through a divorce, I am currently in foreclosure. (She agreed to let me stay in the house and keep it if I can beat the foreclosure). I might actually win the foreclosure. But there is a second mortgage on the house, and we are being sued for that one as well. So far I really can't find any of the usual defenses to this one (Show me the paperwork, etc.) But, as part of the foreclosure proceedings from the primary bank, they got a default judgment against the junior bank. That being the case, even if the junior bank wins their case, any money we pay to them would have to go right to the primary bank. So what I'm wondering is what would happen if I sent the junior bank's attorney a copy of the judgment and a letter saying that they may want to consider dropping the case because all they are doing is using money and resources to collect money that they will never actually get to keep.