Pre-subgrogation letter from insurance co.

[maxj85]

I was in an auto accident where I was deemed as "at fault". My auto coverage had lapsed just prior to this happening. Now, I received a pre-subrogation letter from the other driver's insurance co. for a claim paid to them. This means I'm being sued? I have zero money, assets or property of any kind. I'm unemployed, already drowning in a decent amount of debt and my car was totalled, so I have nothing. What do I need to do?

 

[kevinaz06]

This does mean that they are commming after you. However, because you have nothing, what is there to take? Some insurance co are agressive, other might go away, Good Luck!

 

[lwpat]

You should check into filing for BK.