I am paid every other wed. I asked the payroll clerk to take my child support payment out of the first check of the month because the state is now receiving the payments and wants them in by the 20th. If I don't get them in there, they become late and I am charged fees as well as it dings my credit. It becomes an arrears case. I don't know what the laws are on this but I was charged $700 in interest last yr. I can't afford to give all my money away what can I do?