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Personal property damage

Discussion in 'Homeowners, Fire, Casualty' started by Heather, Feb 24, 2014.

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  1. Heather

    Heather Law Topic Starter New Member

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    I accidentally caused a fire in a shop that I use for storage and tinkering. I have renters insurance. My renters insurance is under my boyfriends policy. The shop was his. He was not insured himself for the shop at the time the peril occurred. He wants to sue me for his damages and break up with me because of this unfortunate accident. Is that the only way to seek justice? Beings that we are under the same policy is there anything I should know? My insurance agent is not being helpful at all and doesn't want to answer any of my questions. This is based on the fact that a year and a half ago his first shop burned down because of an electrical issue. Both are accidents ripping our family apart and I feel abandoned. What can I do?


    PLEASE, NO NAMES, THANK YOU.
     
    Last edited by a moderator: Feb 24, 2014
  2. army judge

    army judge Super Moderator

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    What an insurance decides to pay out a claim against is between you and them.
    If they refuse a claim you believe should have been paid, your policy covers how to settle disputes.
    I suggest you read it, but it's ironclad.
     

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