Pay for Delete Illegal under Credit Repair Organization Act?

[cottoncandy777]

I was just told by a debt collector that it is illegal under Federal Law for them to delete an item from my credit report or accept a pay for deletion request according to the Credit Repair Organization Act. I don't see anything in this act that makes this practice illegal. Is the debt collector just lying?

 

[army judge]

No way anyone could say, because legalities are decided by the courts.