- Jurisdiction
- Kansas
Can't figure out what to do
I was driving in the isle of an parking lot with angled spaces when all of a sudden I collided with a vehicle that was driving accross parking spaces. The view for both of us was obscured by parked vehicles. We both have vehicles that are neither new nor fancy (2011 for both). I drove a van that received ugly cosmetic damage at the front bumper but no dents (my mechanic said there doesn't seem to be any internal damage), they got deformed door on the side.
The other driver is 17yo girl. She didn't have her DL with her or insurance or even a phone. Soon her relatives arrived - her father, who is the car owner, and her uncle, who works nearby. Her dad brought her DL and the insurance. We exchanged all the info but didn't call the police. My understanding is that police doesn't come for parking lot accidents. Girl's uncle told me - "Call back and tell us how much it would be to fix it". Everyone assumed it was her fauit.
I have Progressive and they have Geico. I have no full coverage - only liability. My Collision coverage= 0 . I have no idea what coverage they have.
My van is drivable and has lots of other cosmetic imperfections.
I can't decide what the best course of actions would be. The girl isn't a complete stranger, I have met her before at my child's school.
My mechanic who doesn't fix this kind of damage told me it would be about 2K to get a new bumper and paint it. I doubt her family would pay me this amount without involving insurances
However, if I call insurance who knows what they decide about whose fault it was (can decide 50/50) , then I will probably have premium increase and it will go into vehicle accident record.
I was driving in the isle of an parking lot with angled spaces when all of a sudden I collided with a vehicle that was driving accross parking spaces. The view for both of us was obscured by parked vehicles. We both have vehicles that are neither new nor fancy (2011 for both). I drove a van that received ugly cosmetic damage at the front bumper but no dents (my mechanic said there doesn't seem to be any internal damage), they got deformed door on the side.
The other driver is 17yo girl. She didn't have her DL with her or insurance or even a phone. Soon her relatives arrived - her father, who is the car owner, and her uncle, who works nearby. Her dad brought her DL and the insurance. We exchanged all the info but didn't call the police. My understanding is that police doesn't come for parking lot accidents. Girl's uncle told me - "Call back and tell us how much it would be to fix it". Everyone assumed it was her fauit.
I have Progressive and they have Geico. I have no full coverage - only liability. My Collision coverage= 0 . I have no idea what coverage they have.
My van is drivable and has lots of other cosmetic imperfections.
I can't decide what the best course of actions would be. The girl isn't a complete stranger, I have met her before at my child's school.
My mechanic who doesn't fix this kind of damage told me it would be about 2K to get a new bumper and paint it. I doubt her family would pay me this amount without involving insurances
However, if I call insurance who knows what they decide about whose fault it was (can decide 50/50) , then I will probably have premium increase and it will go into vehicle accident record.
