puurrrfect
New Member
In 2003, we signed a contract to buy an acre of land with a mobile home on it. According to the contract we were to carry the insurance and taxes for the property. The seller told us that he would keep the insurance and taxes and we just pay him an extra set amount on top of the note. We have done this and continue to do this. On June 4th of this year a tree fell across the mobile home and destroyed it. When I called the seller to ask him to call the insurance company, he informed me that the insurance was cancelled 3 months earlier. I wrote on each check that the amount was for the land note, insurance and taxes. My question is since this was a verbal agreement (but with documentation that we did pay the extra amount each month) that the seller keep the insurance as long as we paid the said amount, do I have the right to request that land be considered paid off or at least get some of the money taken off of the remaining balance? This is not the only problem with the seller (such as he will not give us a pay off amount) but is the main one I'm concerned with right now. Thank you in advance and if any other information is needed let me know.
Aggravated in Texas
Aggravated in Texas