Hello,
My boyfriend wanted to buy a house in the worst way, even though he couldn't afford one. He has too many bills and pays child support and cannot afford it period. One bank rejected him as he needed a co-signer or he needed to add me, which I was up in the air about. After searching bank to bank, he finally found a bank that would for some reason give him a loan, for $98,000. The house needed a lot of work, a lot of work, new siding, windows, the inside needed complete remodeling, plumbing, etc. We moved in the house together, but I've paid every house payment, closing costs on the house, every bill for electric, TV, phone, etc., and everything that we've remodeled, I've paid for because he doesn't have any money left over after paying his bills, truck payment and child support. My name is not on the loan, but I've stuck every dime of money into this house already. He had left a month ago and said I could have the house, but now he's unsure about that. We are planning on breaking up and I'm wondering what my options are and if you please help? Could I get the house even though my name isn't on the loan and he absolutely cannot afford the house at all? Thanks in advance.
My boyfriend wanted to buy a house in the worst way, even though he couldn't afford one. He has too many bills and pays child support and cannot afford it period. One bank rejected him as he needed a co-signer or he needed to add me, which I was up in the air about. After searching bank to bank, he finally found a bank that would for some reason give him a loan, for $98,000. The house needed a lot of work, a lot of work, new siding, windows, the inside needed complete remodeling, plumbing, etc. We moved in the house together, but I've paid every house payment, closing costs on the house, every bill for electric, TV, phone, etc., and everything that we've remodeled, I've paid for because he doesn't have any money left over after paying his bills, truck payment and child support. My name is not on the loan, but I've stuck every dime of money into this house already. He had left a month ago and said I could have the house, but now he's unsure about that. We are planning on breaking up and I'm wondering what my options are and if you please help? Could I get the house even though my name isn't on the loan and he absolutely cannot afford the house at all? Thanks in advance.