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Mr Serp Medical Bills

Discussion in 'Other Debt, Collection, Garnishment' started by Serp, Jan 16, 2015.

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  1. Serp

    Serp Law Topic Starter New Member

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    Can a debt collection agency, attach a derogatory file to my credit report without a judgment, they put a collections notice on my credit report and it dropped my score 35 points
  2. disagreeable

    disagreeable Well-Known Member

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    If you believe their entry to be incorrect, file a dispute with the credit bureau. They will be permitted to respond and it will either stand or be withdrawn. You are also entitled to make a rebuttal entry if you elect to which can be viewed by those seeing the derogatory mark.
  3. army judge

    army judge Super Moderator

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    Yes, they make derogatory, and often unfounded statements everyday on all three of the major credit scam bureaus.

    As Disagreeable, file a dispute in WRITING.
    No one will read it, but you're free to write it.


    Good Times.
    Any time you meet a payment. - Good Times.
    Any time you need a friend. - Good Times.
    Any time you're out from under.
    Not getting hassled, not getting hustled.
    Keepin' your head above water,
    Making a wave when you can.

    Temporary lay offs. - Good Times.

    Easy credit rip offs. - Good Times.
    Scratchin' and surviving. - Good Times.
    Hangin in a chow line - Good Times.
    Ain't we lucky we got 'em - Good Times.


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