I was in a motorcycle accident, involving another vehicle. The other driver received the ticket for failing to yield. I received numerous injuries (broken leg, torn ligament in wrist, road rash, and impinged shoulder) that required surgery, a week's stay at the hospital, and will need further surgery. I've consulted with an attorney, but have not hired one yet. I was told by the attorney I consulted with that if I wait for an offer from the insurance company before hiring an attorney, that I would likely have to carry this to court to get the insurance company to increase their offer there after. Is this true? Why cannot I wait for an offer from the insurance company first, and if I don't like it, hire an attorney later?