Consumer Law, Warranties Loan Max broke their own contract

[Twncty]

Jurisdiction

Wisconsin

I went to a cash for title loan place. Long story short I gave them their uncashed check back but they already sent my title in. In the contract it says I have until the closing on the next business day to rescind and give them their full amount which I complied with 100%. Well now I have no title to my own car. Is there anything I can do? I could of sold my car today if I had the title so now I'm out 1,000 because I have no title.

 

[army judge]

I went to a cash for title loan place. Long story short I gave them their uncashed check back but they already sent my title in. In the contract it says I have until the closing on the next business day to rescind and give them their full amount which I complied with 100%. Well now I have no title to my own car. Is there anything I can do? I could of sold my car today if I had the title so now I'm out 1,000 because I have no title.

If things are you recite, you could probably sue the company in your state's small claims court for the value of the loan, maybe the car..

 

[Twncty]

Who would determine the value of the car?

 

[army judge]

Who would determine the value of the car?

Most people use the Kelly Blue Book value, or any other respected car valuation service.

 

[Twncty]

Ok great thank you. How do I go about starting a legal action in a small claims court?

 

[army judge]

Here you go:

Wisconsin Court System - self-help law center - small claims


Wisconsin Court System - Wisconsin guide to small claims court

 

[adjusterjack]

In the contract it says I have until the closing on the next business day to rescind and give them their full amount which I complied with 100%.

When you brought the check back and asked for your title, what did they say?

And why haven't you gone to the DMV for a duplicate title?

I could of sold my car today if I had the title so now I'm out 1,000 because I have no title.

You're not out anything because you still have your car.

Frankly, I don't see you winning a lawsuit over this.

 

[txls]

If a lien has already been recorded, then they will get a new title which they can sign off and release back to you. Or they can give you a lien release document and you can take that to the DMV and get a new title.