My boyfriend and I started dating in late June of 2003. Yesterday, he received word that he may be the father of a four year old boy conceived shortly before that time. According to the mother, she had a boyfriend at the time she slept with him and she had told the boyfriend that the baby was his and they went on to marry. During recent divorce proceedings, her husband had a paternity test performed and found that the child is not his. She claims that my boyfriend is the only other person who could have fathered the child. We live in North Carolina, as did she until recently. She has moved to California with the child to be closer to her family, leaving us in completely uncharted waters.
My concern right now is safeguarding our finances since my boyfriend doesn't know this woman or her true intentions or those of the ex-husband – I understand that the ex-husband who was deceived for 4 years may be within his rights to sue my boyfriend for costs related to the child. We are not married, but we bought a house together two years ago with me listed as the primary borrower and him as the co-borrower. We are in the process of refinancing and I'm wondering if I should have the new mortgage listed in my name only to protect my only true financial asset. We are both 28 years old and only recently gaining a sure financial footing as adults. I want to support him and help him to do the right thing for the child if it is his, but I also want to make certain that my financial security isn't threatened by my boyfriend's indiscretion before meeting me. I understand that my separate finances are not in jeopardy, but what about the house? If he is sued by the ex-husband, will it be at risk with us listed as co-borrowers?
I've also wondered if he should seek legal council prior to obtaining a paternity test or if he should get a test first. Any insight into the legal ins and outs of this whole situation will be greatly appreciated. I'm devastated by this prospect.
My concern right now is safeguarding our finances since my boyfriend doesn't know this woman or her true intentions or those of the ex-husband – I understand that the ex-husband who was deceived for 4 years may be within his rights to sue my boyfriend for costs related to the child. We are not married, but we bought a house together two years ago with me listed as the primary borrower and him as the co-borrower. We are in the process of refinancing and I'm wondering if I should have the new mortgage listed in my name only to protect my only true financial asset. We are both 28 years old and only recently gaining a sure financial footing as adults. I want to support him and help him to do the right thing for the child if it is his, but I also want to make certain that my financial security isn't threatened by my boyfriend's indiscretion before meeting me. I understand that my separate finances are not in jeopardy, but what about the house? If he is sued by the ex-husband, will it be at risk with us listed as co-borrowers?
I've also wondered if he should seek legal council prior to obtaining a paternity test or if he should get a test first. Any insight into the legal ins and outs of this whole situation will be greatly appreciated. I'm devastated by this prospect.