I was being sued by a credit card collections company, received a letter for possible dismissal and thought that it was going to be dismissed (the credit may not be mine) so I didn't go to court, the case happened and a judgement happened against me.  I have very limited funds, please let me know what my options are.  On the Default Final Judgment letter, it says "or a motion for new trial or notice of appeal is filed".  What is my best option.   Thank you for your help.