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Judgements collections

Discussion in 'Other Debt, Collection, Garnishment' started by Charles Chitwood, Feb 7, 2017.

  1. Charles Chitwood

    Charles Chitwood Law Topic Starter Guest

    Jurisdiction:
    Alabama
    How long is a judgement good for to collect on ??
     
  2. adjusterjack

    adjusterjack Super Moderator

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  3. mightymoose

    mightymoose Moderator

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    Wow... 20 is pretty long...
    I thought the time frame was much shorter, but even so, if unpaid it is likely still renewable.
     
  4. army judge

    army judge Super Moderator

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    Excellent observation, allow me to elaborate.
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    Various and sundry debt types exist in Alabama.

    Your state, Alabama, has different time limits based on the type of debt from which the judgment issued to initiate a lawsuit.

    Debts originate from oral agreements, written contracts, open ended accounts (commonly known as revolving lines of credit), and legal judgments.


    A judgment issued in Alabama is granted for 10 years, however, the creditor can renew the judgment for an additional 10 years.

    Subsequent to a 20 year period passing, a creditor cannot renew the judgment, nor use any of the powers authorized with the judgment such as garnishing your wages.

    Note a fine article authored by a LICENSED Alabama attorney:
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    http://www.govcollect.org/files/Alabama_Collection_Law.pdf
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    mightymoose likes this.

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