After filing chapter 7 and it is "Ordered" the debtor is granted discharge under section 727 of title 11 By the Court and signed by the judge ... How can GMAC send a letter calculating your "Surplus or Deficiency" what does this mean?
Once you have received discharge how can any creditor get away with sending any type of correspondence?
Once you have received discharge how can any creditor get away with sending any type of correspondence?