MsScorpio65
New Member
I recently pulled my credit report and found a Judgement from a MIDLAND Funding on there for $1433.00. I am a NYS resident. I had never had credit with these people. I researched and found that they purchase bad debit and pursue until paid. Here is the issue. I do recall receiving paperwork from a MCM company several years ago 2011 and requested they send me the details of the debit that was owed. The paperwork from them shows $850.00. So I learn today that MCM is Midland Funding and that this was a Citi-bank card (never had a Citi Bank Card). How was a judgement filed when I had no notice nor supporting information in regards to a "so called Debit". Is there any recourse? Today when I call them, they now claim $1721.91 owed. And claim I was served in February 2012??? Never have I received anything?
Any assistance on what my options would be?
Any assistance on what my options would be?