I received a civil summons today indicating that I have a judgement against me and this is the first time I was informed of this situation. Attached to the summons is a letter from the National Arbitration Forum dated 12/27/2005 awarding Worldwide Asset Purchasing a certain sum amount. Can you inform me as to how to respond to this summons and is there a way in which this judgement can be stopped if I was not informed of this before now. The account is which they are referring to is not listed on my credit report and this situation has gotten me scared and very confused. Please help. Thank you