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Insurance question

Discussion in 'Life Insurance, Annuities & Other' started by Tanika, Apr 4, 2013.

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  1. Tanika

    Tanika Law Topic Starter New Member

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    My boyfriend was killed in an automobile accident 4 months ago. He left me a 25000 life insurance policy. His daughter is handling his estate. I tried to file on the life insurance , but the compaby says I have they need some records because he died during the contestability claim period. I could not get the medical records they have requested. I sent them the death certificate and all the info that I had. They requested medical records and the doctors office refused to send them citing hippa laws. I`m not on speaking terms with daughter and don`t know what to do. Is ther a way to get those records without me being executor of estate? Is this unusual for a company to do this?
     
  2. army judge

    army judge Super Moderator

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    No, the insurance company is simply following the terms of the policy.

    To collect on most life insurance policies, one has to play by the insurance companies rules.

    As a NON-RELATIVE, you have very little standing to receive much information.

    The estate is of no moment or consequence to you as a beneficiary of a life insurance policy.

    You might wish to speak with a local attorney and see if there is something that he or she could do to facilitate your collection of the alleged proceeds.
     
  3. Betty3

    Betty3 Super Moderator

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    Agree with getting an attorney to see if he/she can help with obtaining the necessary medical records. I worked for a life ins. co. & the co. has every right to verify if the policy is payable when it is in the contestable period.
     

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