I had a debt default judgment from 2008.

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churchill

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Hello, I had t a debt collection default judgment and my wages were garnished in 2008. I made a few payments and then I spent 5 years i jail. I did not make any payments since October 2008 up to now. i just received a letter from a law firm saying that the debt was referred to them by Cavalry( creditor). The original creditor was HSBC. What can i do in this case? can i beat it?

Thank you.
 
A judgment is good (has a SOL) for 20 years in New Jersey at which time it has to be renewed.
 
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