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I, too, am looking to either do away with the HOA altogether, change to a different one, or put the homeowners in the driver's seat. Our subdivision is around 90 houses. I walked around the neighborhood and spoke with about 1/3 of the occupants (the rest were not home) of those that I spoke to it was almost unanimous for some kind of change. Reviewing the documents I had on hand I could not find anything that stated how/when the home owners could take over although it is my understanding that the subdivision had to be fully built and sold (which has happened this year). I am prepared to consult with an attorney for guidance to make sure we do this the right way. Any recommendations, warnings, referrals, etc. are greatly appreciated.