Almost 5 years ago, I owned a business and had substantial income, so it was not uncommon for me to write checks for large amounts. I was well known at a convenience store in my neighborhood. The owner would cash checks for me all the time. Well to make a long story short, I ran into some misfortune lost my business due to a lawsuit and had a check for $25, 000 bounce. I made initial payments to the merchant (I have the receipts). Unfortunately we could not come up with a reasonable payment plan—He wanted the full amount in 15 days. The merchant contacted the counties District Attorneys Hot Check division. I received a notice about being prosecuted if I do not make plans to pay the balance. During the last 5 years, I have been making payments to the DA's office. I received a call from the Hot Check Clerk, who told me if they do not receive the full amount by the end of the year, I would be arrested. I owe about $15,000. I know I have to pay the amount. The merchant is a multi-millionaire and is not hurting for money. Don't get me wrong, I know I did wrong. I am currently receiving retirement from the VA and I am also receiving Social Security. Every extra dollar I have goes to paying the balance down. If arrested and prosecuted, I will lose my benefits. There will be no income then.
My questions: Since the merchant took the initial payment, does that make it a civil matter in Texas?
What charges would I face?
Worried in Austin, Texas
DaveinTexas
My questions: Since the merchant took the initial payment, does that make it a civil matter in Texas?
What charges would I face?
Worried in Austin, Texas
DaveinTexas
