meandhendrix
New Member
- Jurisdiction
- Indiana
So I'm going to try to make this short and simple.
One evening in November my car stalled while I was driving.
I was on my way to my boyfriend's house to meet him and his friends for a game night.
I spotted a neighbor that tried to help me jump my car since I didnt know exactly what was wrong with it and the neighbor let me borrow his phone to make a call to my boyfriend who never answered. After many tries, I couldnt get ahold of my boyfriend, and the neighbors proceeded to help me push my car into a parking spot. I get a ride to my boyfriends from a neighbor who's a couple blocks over. I get to my boyfriends, he doesn't want to deal with it until the next day.
Fast-forward to when we finally get to fixing my car. I'm left at my boyfriends while my Dad and him meet up at my car to put in a new battery in order to drive it from there to my boyfriends only a couple blocks a way. My Dad follows behind my boyfriend to make sure he gets my car to his house safely. My boyfriend runs a stop sign and my car gets t-boned at an intersection.
My insurance pays for the damages for the ladies car, but I'm stuck with a passenger door that doesn't open.
I hound my boyfriend for weeks to get him to call his insurance to cover me. Finally, he does.
The insurance company tells me to bring my car to their partnering body shop to have the damages repaired. They tell me I need a $500 deductible to get my car out of the shop. Sometime between my boyfriend wrecking my car and me taking it to the shop, we break up. But he still agrees to pay the $500 deductible which I received.
A few days after recieving the deductible and the insurance company inspecting the damages, they give me a call and say that fixing the damages would exceed the amount that they were willing to cover, so instead they wanted to total my car and give me the amount my car was valued at, $2700, minus the $500 deductible, which totaled $2200 that they gave me. I figured I should keep the $500 deductible since that's was included in the total value of my car.
Fast-forward three months later. A couple days ago I get a call from my ex and he's screaming through the phone about how I lied and that he's taking me to court for fraud. He says he's suing me for taking that money that was supposed to be for the deductible and keeping it. My thing is, is that I feel like that money was still mine, even though I no longer needed it in order to retrieve my vehicle. It was the remaining difference of my car's worth. Am I wrong? Can he really sue me for this without having signed anything? What should I do? Please help :'(
One evening in November my car stalled while I was driving.
I was on my way to my boyfriend's house to meet him and his friends for a game night.
I spotted a neighbor that tried to help me jump my car since I didnt know exactly what was wrong with it and the neighbor let me borrow his phone to make a call to my boyfriend who never answered. After many tries, I couldnt get ahold of my boyfriend, and the neighbors proceeded to help me push my car into a parking spot. I get a ride to my boyfriends from a neighbor who's a couple blocks over. I get to my boyfriends, he doesn't want to deal with it until the next day.
Fast-forward to when we finally get to fixing my car. I'm left at my boyfriends while my Dad and him meet up at my car to put in a new battery in order to drive it from there to my boyfriends only a couple blocks a way. My Dad follows behind my boyfriend to make sure he gets my car to his house safely. My boyfriend runs a stop sign and my car gets t-boned at an intersection.
My insurance pays for the damages for the ladies car, but I'm stuck with a passenger door that doesn't open.
I hound my boyfriend for weeks to get him to call his insurance to cover me. Finally, he does.
The insurance company tells me to bring my car to their partnering body shop to have the damages repaired. They tell me I need a $500 deductible to get my car out of the shop. Sometime between my boyfriend wrecking my car and me taking it to the shop, we break up. But he still agrees to pay the $500 deductible which I received.
A few days after recieving the deductible and the insurance company inspecting the damages, they give me a call and say that fixing the damages would exceed the amount that they were willing to cover, so instead they wanted to total my car and give me the amount my car was valued at, $2700, minus the $500 deductible, which totaled $2200 that they gave me. I figured I should keep the $500 deductible since that's was included in the total value of my car.
Fast-forward three months later. A couple days ago I get a call from my ex and he's screaming through the phone about how I lied and that he's taking me to court for fraud. He says he's suing me for taking that money that was supposed to be for the deductible and keeping it. My thing is, is that I feel like that money was still mine, even though I no longer needed it in order to retrieve my vehicle. It was the remaining difference of my car's worth. Am I wrong? Can he really sue me for this without having signed anything? What should I do? Please help :'(