I reside and own a home in the Catskill Mountains of N.Y. State. I am twelve years into a fifteen year mortgage on said home. My mortgage holder has always provided monthly payment booklets, for payments on said mortgage. In August of 2012, my last payment booklet was completed. No replacement was supplied, even upon numerous requests. No other type of monthly statement was substituted. In good faith, I continued sending estimated payments thru November 2012. Thereafter, I stopped making payments. This being necessary, because I did not know (fluctuated with the Liper) the proper sum. Mortgage holder now has filed a foreclosure motion against me. I view this as a contrived act by mortgage holder, to portray me as in default. I have answered said motion. Does anyone have a view / insight as to the outcome to my situation?