My landlord is being foreclosed on currently. Do I legally have to continue paying rent? We do not have any lease or rental agreement. I was paying the mortgage directly to the bank, up until 6 months ago when she requested that I start paying her directly. I knew that was a red flag. Sure enough, I found out via the mail that she was not paying the mortgage. She denied this. The home has subsequently required repairs that I have had to pay for, as she refuses to do so. Thus, I have informed her that I am no longer able to pay any rent. All utilities are in my name. Also, what is my best course of action in order to remain in the home as long as possible. The mortgage company is trying to ascertain the occupancy of the home. I am unsure of what to tell them, as I don't want to expedite the process. Please advise. Thank you.