My jurisdiction is: NY/USA
My jurisdiction is: New York
I went to a car dealer on July 18 and give $4900 as a down payment for a car which price was $7900. The seller gave me the car that same day but told me to return in 3 days to sign the refinance papers. I went back several times but they didn't have the papers to sign. Two weeks after, when I told him I was going to return the car, he finally gave me papers to sign.
He added 3 fees (warranties) to the financing and made my loan up to $10,000, he told me that those fees were mandatory and any car dealer would charge me that. He also said that I was going to receive all the papers and copies of the warranties within 1 week.
Few days later he called me again and asked me to go to see him because there was a problem with my registration, when I went he had another contract for me to sign. Since I didn't get any copies or documentation regarding the warranties, I refused to sign until he give me copies of all the papers I signed. He told me that he wouldn't give me anything unless I sign the new contract.
I found out that the first contract (or just the application) was not approved, the second was the one approved. I want to return the car, it's been a month already having it but he wouldn't give all my money back.
Summary:
- I got a receipt when I give him the down payment of $4900.
- He added $7000 more to the loan and refused to give copies of the papers I signed, he just gave me the copy of the contract with the bank. But that contract was not approved and he wants me to sign the a new one.
- I would like to return the car after a month of having it.
- He said that he would return only 50% of the down payment
Do I have a case to sue him in Small Affairs?, do I have good chances of winning?. What should be my next step?
Thanks!.
My jurisdiction is: New York
I went to a car dealer on July 18 and give $4900 as a down payment for a car which price was $7900. The seller gave me the car that same day but told me to return in 3 days to sign the refinance papers. I went back several times but they didn't have the papers to sign. Two weeks after, when I told him I was going to return the car, he finally gave me papers to sign.
He added 3 fees (warranties) to the financing and made my loan up to $10,000, he told me that those fees were mandatory and any car dealer would charge me that. He also said that I was going to receive all the papers and copies of the warranties within 1 week.
Few days later he called me again and asked me to go to see him because there was a problem with my registration, when I went he had another contract for me to sign. Since I didn't get any copies or documentation regarding the warranties, I refused to sign until he give me copies of all the papers I signed. He told me that he wouldn't give me anything unless I sign the new contract.
I found out that the first contract (or just the application) was not approved, the second was the one approved. I want to return the car, it's been a month already having it but he wouldn't give all my money back.
Summary:
- I got a receipt when I give him the down payment of $4900.
- He added $7000 more to the loan and refused to give copies of the papers I signed, he just gave me the copy of the contract with the bank. But that contract was not approved and he wants me to sign the a new one.
- I would like to return the car after a month of having it.
- He said that he would return only 50% of the down payment
Do I have a case to sue him in Small Affairs?, do I have good chances of winning?. What should be my next step?
Thanks!.